Last updated: 12/10/2024
At Burke Insurance Services (“we,” “our,” “us”), we are committed to protecting your privacy and handling your personal information with care. This Privacy Policy explains how we collect, use, and protect your personal information when you visit our website [www.burkeinsuranceservices.com] (the “Site”) or engage with our services.
1. Information We Collect
We collect information necessary to provide you with our insurance services. The types of information we may collect include:
- Personal Information: Name, address, phone number, email, date of birth, Social Security number, and other relevant information needed to process insurance applications or provide quotes.
- Financial Information: Payment details, banking information, credit history, and other financial data required for billing or underwriting purposes.
- Health Information: Medical history or records, when required for certain insurance policies (e.g., life or health insurance).
- Usage Information: IP address, browser type, operating system, referring pages, and browsing behavior on our Site, collected through cookies or similar tracking technologies.
2. How We Use Your Information
We may use the information we collect for the following purposes:
- Providing Services: To process insurance applications, underwrite policies, provide quotes, and manage your policy.
- Customer Support: To communicate with you, respond to inquiries, and provide customer service.
- Billing and Payments: To process payments, issue refunds, and send payment-related information.
- Marketing: To send promotional materials, newsletters, and updates about our services, with your consent.
- Legal Compliance: To comply with legal obligations, such as reporting to regulatory authorities or responding to valid legal requests.
3. How We Protect Your Information
We implement a variety of security measures to protect your personal information, including encryption, secure servers, and regular monitoring of our systems. Despite our best efforts, no online data transmission is completely secure, and we cannot guarantee the absolute security of your information.
4. Sharing of Information
We do not sell or rent your personal information. However, we may share your information in the following circumstances:
- With Third-Party Service Providers: We may share information with vendors or partners who assist us in providing our services, such as payment processors, underwriters, and IT service providers. These parties are required to keep your information confidential.
- For Legal Reasons: We may disclose your information if required by law, to protect our rights, or to comply with legal proceedings.
- With Your Consent: We may share your information with third parties if you provide explicit consent.
5. Cookies and Tracking Technologies
Our website uses cookies and other tracking technologies to improve your browsing experience, analyze site traffic, and provide personalized content. You may choose to disable cookies in your browser settings, but doing so may affect the functionality of our Site.
6. Your Rights and Choices
You have the following rights concerning your personal information:
- Access: You can request a copy of the personal information we have about you.
- Correction: You may ask us to correct or update your personal information if it is inaccurate or incomplete.
- Deletion: You can request the deletion of your personal information, subject to legal and regulatory retention requirements.
- Opt-Out of Marketing: You can unsubscribe from our marketing communications at any time by following the instructions in the communication or contacting us directly.
7. Retention of Information
We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy or as required by law. Once information is no longer needed, we securely dispose of it.
8. Children’s Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from minors without parental consent. If we discover that we have collected information from a minor without appropriate consent, we will delete the information promptly.
9. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make changes, we will revise the “Last updated” date at the top of this page. We encourage you to review this policy periodically for the latest information.
10. Contact Us
If you have any questions or concerns about this Privacy Policy or how we handle your information, please contact us at:
Burke Insurance Services
Phone: 916-261-0014
Email: paulburkeinsuranceagency@gmail.com